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Mercari Fees 2026: The 10% Selling Fee, Explained With Real Numbers

Mercari US charges sellers 10% of the item price plus any shipping the buyer pays. There is no payment processing fee and no listing fee. Buyers pay a separate 3.6% Buyer Protection fee on the same total, which does not come out of your payout. This structure has applied to new and updated listings since 6 January 2025.

The part most sellers miss is the shipping. The 10% is also charged on the shipping the buyer pays.

What you keep at common prices

These assume you offer free shipping, so the buyer pays no shipping and the 10% applies to the item price only.

Sale priceMercari feeYou keep
$10$1.00$9.00
$25$2.50$22.50
$50$5.00$45.00
$100$10.00$90.00

If the buyer pays shipping instead, add 10% of the shipping to the fee. A $25 item with $7 buyer-paid shipping costs you $3.20 in fees, not $2.50, and you keep $21.80 from the item price. The $7 goes to the label.

Other Mercari fees that can hit your payout

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Old listings follow the old rules

Listings created before 6 January 2025 and never edited keep the old fees until you update them: a $0.50 plus 2.9% payment processing fee on your side, and a 10% buyer fee on the buyer's side. Any edit moves the listing to the current structure.

Mercari against Poshmark on the same sale

On a $50 sale with no buyer-paid shipping you keep $45.00 on Mercari and $40.00 on Poshmark. On a $10 sale you keep $9.00 on Mercari and $7.05 on Poshmark, because Poshmark's flat $2.95 fee on anything under $15 is almost 30% of a $10 item (see Poshmark fees 2026). For cheap items Mercari is the clear pick on fees alone.

The number to watch

Budget 10% plus 10% of whatever shipping the buyer pays, plus $3 each time you use Instant Pay. If you cash out small balances often, $3 a time adds up. I would wait until the balance is worth moving and use the free direct deposit. Cleared's calculator runs the Mercari math on any sale, free.

FAQ

What are Mercari's seller fees in 2026?

10% of the item price plus any shipping the buyer pays. There is no payment processing fee and no listing fee for listings created or edited since 6 January 2025.

Does Mercari charge the 10% on shipping?

Yes, on shipping the buyer pays. A $25 item with $7 buyer-paid shipping costs you $3.20 in fees.

Who pays Mercari's Buyer Protection fee?

The buyer. It is 3.6% of the item price plus buyer-paid shipping, and it does not come out of your payout.

How much is Mercari Instant Pay?

$3 flat per cash-out. A normal direct deposit to your bank is free.

Do old Mercari listings still pay the processing fee?

Yes, until you edit them. Listings created before 6 January 2025 keep the $0.50 plus 2.9% processing fee on the seller side and a 10% buyer fee. Any edit moves them to the current structure.

Every number here comes from these pages, read on 29 September 2026: Fees on Mercari, Changes to our fee structure, and What are the fees for selling on Poshmark?

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Last updated September 29, 2026. Fee rates verified against each platform's current seller policies.